Blog
Announcements, changes and events which have caught our interest.
The rise of the challenger bank
We have all heard mention of challenger banks - the likes of Tide, Monzo or Starling, but what are they doing that's different? And are they really changing the game? Gone are the days of businesses paying in cash and cheques each week to a cashier behind a Perspex...
“Buy-to-let” business: Is it personal?
When it comes to setting up a “buy-to-let” residential property business, we are often asked what the best ownership structure is. The commercial activity is widespread and the taxation features involved are not straightforward, so it is hardly surprising. The...
More than a cashbook
It seems a long time ago that bank transactions were logged in a red cashbook. Back then, the quality of information was dependent on how neat and accurate the person writing up the book was. Over the last 15 years, fintech has enabled businesses to get up to the...
Summer economic update: What does it mean for the property sector?
The housing market has been severely affected by the pandemic. In May, property transactions fell by 50% (compared to May 2019) and house prices dropped for the first time in almost 8 years. Since the easing of lockdown, however, we have started to see an increase in...
Improve cash flow with Xero’s Pay with TransferWise
Xero recently announced its latest partnership with TransferWise to create a bill payment feature (Pay with TransferWise) that lets you pay your suppliers through Xero using your preferred bank account. The result? It is now easier than ever for businesses to be in...
Who is next in line for a CVA – and are Landlords taking the brunt?
The restaurant and retail sector had lost its sparkle for property investors long before Covid-19 but for many this has been, or will be, the final nail in the coffin. Companies which were marginal before this crisis are now facing an extremely challenging time. Some...
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